DSCR Rental Loans
Easy funding for all of your rental properties
Want to finance a new purchase, refinance a property, or free up cash in your rental portfolio? Kiavi makes rental financing easy with our advanced online platform and flexible loan options.
Competitive Loan Rates
Maximize your returns with robust capital, high leverage, competitive rates and a variety of loan options
Fast and simple process
Forget searching for pay stubs and old W-2s. Our platform eliminates these time-consuming, manual tasks.
Flexibility and support
A variety of rental loan options and a dedicated team will help maximize your ROI and create a simplified experience.
Kiavi’s rental investment property loans
Purchase, Rate and Term, and Cash-out Refinance options are available for single-family rental (SFR), manufactured homes, PUDs, 2-4 units, and condos.
Adjustable-Rate Mortgages (ARM) designed for Real Estate Investors
Many real estate investors (REIs) are choosing Kiavi's adjustable-rate mortgage (ARM) options to enhance their monthly cash flow. An ARM offers a fixed interest rate for an initial period, after which the rate can fluctuate based on market conditions. This flexibility makes it an attractive choice for those looking to optimize their investment property portfolio.
5/1 ARM
Fixed rate for the first 5 years with fully amortizing and interest-only options
7/1 ARM
Fixed rate for the first 7 years with fully amortizing and interest-only options
Rental property financing made easy
Real estate investment loans don’t have to be difficult. At Kiavi, we realize you don’t have time for inconsistent human decisions and slow, paper-based processes you get from other lenders. You can even forget about searching for pay stubs and old W-2s, we don’t verify your income or employment.
Our tech-forward platform eliminates time-consuming tasks, putting everything at your fingertips. Quickly apply with ease, get pre-qualified, and track your loan’s status – the more you do, the easier it gets.
$23+ billion
of loans funded
85,000+
projects funded
45 states + DC
where we lend
Rent and repeat: refinancing your BRRRR
Kiavi’s rental loan options are ideally suited to supporting your Buy, Rehab, Rent, Refinance, and Repeat (BRRR) strategy. Secure the property with a short-term real estate loan, such as a fix-and-flip or bridge loan, to cover both the purchase price and renovation costs. Once the rehab is complete, you can transition to a long-term rental loan with a lower interest rate. Additionally, opt for a cash-out refinance to fund your next property investment.
Want to learn more about BRRRR?
Check out Kiavi’s new eBook, Breaking Down BRRRR: Your guide to building a rental portfolio quickly and profitably using the BRRRR method. In it, we walk you through the financing process and illustrate the cash-on-cash return of this strategy compared to turnkey investments.
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