ARV and Cash to Close Estimator

Get a fast financing estimate

Stop guessing and start investing with confidence. Kiavi’s proven ARV model—backed by tens of thousands of successful projects nationwide—helps you quickly estimate your fix-and-flip deal’s financing options. Simply add a few project details like the property address and rehab scope to unlock an estimate* for:

  • After Repair Value (ARV)
  • Cash to Close
  • Interest Rate
  • Valuation Comparables

Enter the property address to get your financing estimate today!

Estimate Breakdown

Your fast track to fix-and-flip financing

Looking to learn more about the fine print of your estimate? Kiavi calculates financing terms based on the property—not just the borrower—so you can move forward with confidence.

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Estimated After Repair Value $450,000
After Repair Value

See your property’s potential value post-renovation

Our ARV estimate is powered by data from tens of thousands of successful projects. By analyzing your property’s address, purchase price, rehab budget, and local comparables, we provide an accurate estimate of its post-renovation value—helping you understand your investment’s potential.

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Cash to Close $45,649.75
Cash to Close

Know how much cash you need at closing

Worried about upfront costs? Our tool takes the purchase price and rehab scope to estimate the total cash required to close—factoring in your down payment, origination fees, and third-party costs—so you can plan your investment with clarity.

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Distance 0.91 miles
Sale Price $250,000
Bedrooms 3
Bathrooms 2
Date Sold 02/01/2025
SQFT 1,096
View Comparables

See similar properties in your area

Comps help you gauge market trends and property values. We pull recent sales data for similarly priced and sized homes near your address, giving you a real-time look at local property values and helping you make informed investment decisions.

Products

Unlock fast and easy financing

Get short-term financing with high leverage, competitive terms, and quick closings—so you can move fast and maximize your returns deal after deal.

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Fix-and-Flip Loans

Get short-term financing to fund your next project

Kiavi’s fix-and-flip loans offer up to 95% LTC / 80% ARV financing, with closings in as fast as 7 days. Whether you’re buying, renovating, or selling, we provide the capital to keep your projects moving.

Get Pre-qualified
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Bridge Loans

Bridge the gap with flexible short-term financing

Our bridge loans help investors compete with cash buyers with easy lending processes and flexible loan options. If you’re securing a must-have property or repositioning an investment, Kiavi makes funding fast to maximize your deal.

Get Pre-qualified

See why 17,000+ real estate investors trust Kiavi

From first-time flippers to seasoned pros, Kiavi provides fast financing, leading expertise, and reliable capital to make investing in real estate easier.

"The website interaction was smooth and straightforward forward as well which is something that I never experienced with traditional banks. Shout out to Kiavi as well for running such an effective and efficient business [...]""
Peyman K.
12/13/23 via Trustpilot
"My experience has been fantastic. They understood our requirements to close. They stepped up and ensured we were ready to fund a couple of days before we closed. They made it a very stress-free experience. Highly recommended!"
Orlando C.
11/01/24 via Google
"Kiavi have been an awesome partner in helping me achieve my Real Estate investment dreams. I have worked with other companies but they completely standout in professionalism, timeliness and flexible rates options."
Oracle F.
12/01/24 via Trustpilot

While not every property will qualify for an estimate, it may still qualify for financing from Kiavi! Here’s why you might be seeing an error. Your property must meet ALL of the following criteria:

  • Property Type: Must be a Single-Family Residence (SFR), Townhouse, Condo, or PUD
  • Bedroom Count: Must be less than 5
  • Living Area: Must be between 800 – 3,000 sq. ft.
  • Property Age: Must be between 5 – 90 years old
  • Rehab Amount: Must be 50% or less of the offer price
Try refreshing your estimate or adjusting your inputs to meet the guidelines.

You may still qualify for financing if you continue to see an error! Get started here to find out.

Get the confidence you need to move your property forward! To get started, simply add in a few details about your property, like the address, purchase price, and level of rehab. Click 'Get Estimate' to receive features like the property's After Repair Value (ARV) and the cash you'll need to close the deal.

To receive an ARV and Cash to Close estimate from Kiavi, your property must satisfy ALL of the following conditions:

  • Property Type: Must be a Single-Family Residence (SFR), Townhouse, Condo, or PUD
  • Bedroom Count: Must be less than 5
  • Living Area: Must be between 800 – 3,000 sq. ft.
  • Property Age: Must be between 5 – 90 years old
  • Rehab Amount: Must be 50% or less of the offer price

If you’ve received an error on your property, please refresh your estimate and use the guidelines above.

While we offer ARVs and Cash to Close estimates in most states, we're still building our data in a few recently added markets. Currently, financing estimates are not available in Alaska, Delaware, Hawaii, Idaho, Iowa, Louisiana, Maine, Montana, Nebraska, New Hampshire, North Dakota, South Dakota, and Wyoming. 

However, you can still submit a loan application for properties in these states. Our Valuations team will manually review the property and provide an ARV as part of the loan process. Get started here.

After Repair Value (ARV) tells the value of a property once the rehab is completed. While lenders typically use ARV to determine how much they are willing to lend on a property, it also helps real estate investors determine how much to bid on a property and what to expect in ROI.

We offer loan terms with a maximum leverage of up to 95% LTC of the purchase price and up to 80% ARV. Kiavi finances 100% of rehab costs, with loan amounts ranging from $100,000 to $3,000,000. We offer competitive rates and a standard fee that includes processing and third-party fees. There's no application fee.

Kiavi offers loan amounts from $100,000 to $3,000,000.

Kiavi offers single asset, non-owner occupied, bridge loans for 2-4plex, attached/detached-pud, manufactured homes, and single-family properties. At the moment, we do not lend on mixed-use, commercial, mobile homes, and rural properties (zoned as agricultural/rural property with 4+ acres).

The first step is to apply online. If approved, you will receive your personalized rate in just a few minutes! Begin by answering a few short questions about your experience and the investment property you wish to purchase/finance, and we’ll provide customized estimated terms for you to choose the best loan option for your needs. Please note that we do not offer pre-approvals, but will provide you with a pre-qualification summary once you submit your application.

Yes. We lend to business entities in all states we offer loans. Learn more about the states we lend in.

We currently offer loans in AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MT, NC, NE, ND, NH, NJ, NV, NY, OH, OK, OR, PA, SC, SD, TN, TX, VA, WA, WI, WV, and WY as well as Washington D.C. We are continuing to add states to our portfolio. Learn more about the states we lend in.

Get the edge in a shifting market

Kiavi uses the power of technology to offer a simpler, more reliable, and faster way for real estate investors to access financing for their next investment property.

See Your Personalized Rate

*Terms and conditions apply. Before you can obtain a loan, you must submit to us a loan application, we must approve that application, and you must enter in a loan agreement with us. Not all applicants will receive a loan from us. The terms of any loan that we may offer you are contingent on several qualification factors, including your credit history, income, and the term of the loan. Our rates and terms are subject to change at any time without notice.

Loans are originated by Kiavi Funding, Inc.; Kiavi Funding WY, Inc., NMLS #1125207 (https://nmlsconsumeraccess.org/). See Kiavi’s "ARV and Cash to Close Estimator" Terms & Conditions for terms and conditions that apply to your use of the ARV and Cash to Close Estimator. See Kiavi’s Terms of Use for additional terms and conditions if using Kiavi services, and Kiavi’s Disclosures & Licenses page for state-specific disclosures and license information.