North Carolina DSCR Loan Programs

As a real estate investor working to scale your portfolio or refinance a current property, you may benefit from Kiavi's North Carolina DSCR loan programs. We are an established private lender with a national presence, and our financed projects since 2013 are in excess of $12.3 billion. Our DSCR loan programs in North Carolina are tailored to meet the needs of real estate investors like you who are looking for prompt, reliable financing. 

Benefits of Kiavi's DSCR loan programs in North Carolina

Kiavi offers a variety of options for North Carolina loan programs to meet your individual needs. REIs in North Carolina can take advantage of our competitive DSCR loans. Our DSCR loan programs in North Carolina provide you with:

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Competitive rates and terms

We offer competitive rates and terms to fit your budget.

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Flexible loan structuring

We provide flexible loan structuring options to meet your unique goals. 

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Support throughout the process

Our experienced loan officers are here to assist you every step of the loan process. 

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Fast processing

By eliminating tedious bottlenecks, we're able to provide fast processing times.

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Convenient closing

We make the loan closing process simple and convenient. 

DSCR Rental Loan Rates + Terms
Rates as low as 6.625%
Up to 80% LTV (loan-to-value)
No prepayment penalty after year 3
5/1 + 7/1 ARMs fully amortizing
30-yearfixed rates
Interest-only options
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How our North Carolina DSCR loan programs work

Also known as debt service coverage ratio loans, our DSCR loan programs in North Carolina use a financial metric to measure the ability of assets to cover their obligations. Our team will calculate your DSCR by taking the net operating income and dividing it by the total debt service, which includes the principal and interest payments on the loan. We then use this metric to create a loan structure that fits your individual needs. 

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Why trust Kiavi for your North Carolina DSCR loan programs?

At Kiavi, we pride ourselves on our personal approach to lending. We work hard to provide you with dependable North Carolina DSCR loan programs that help you reach your real estate investment goals. No matter your experience level or the magnitude of your investment, we’re here to make sure you get the financing you need.

Our team of experienced real estate experts will work with you to create a tailored solution to meet your investment goals. We have a reputation for providing fast, frictionless financing and exceeding customer expectations. Our DSCR loan programs in North Carolina are designed to provide you with the capital you need to make your real estate investments a success.