Rehab Loans - Interest Only Options

Quickly fund your next investment with low rates & less requirements

Kiavi is the hard money lender trusted by professional real estate investors across the country. Take advantage of today's competitive terms & quick-to-close loans to fund your next fix-and-flip or rental property.

Get pre-approved with no impact to your credit score. No application fee!

Fix & Flip Loan ApplicationRental Property Loan Application
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$16+ billion

in loans funded—helping thousands of real estate investors achieve success

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65,000+

bridge and rental loans originated for our customers across the county

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32 states + DC

supported by Kiavi's simpler, more reliable, and faster way to access capital

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Fix and Flip / Bridge loans

Our short-term financing options for the purchase and rehab of investment properties feature competitive rates with a variety of terms and options.

Fix-and-Flip Rates + Terms
Rates as low as 8.25%*
Loans from $100K to $3MM
Up to 95% of purchase price
Up to 80% of after-repair value
12, 18 + 24 month terms w/ interest-only options
100% of rehab cost
No Application Fee / No Appraisal / No Income Verification
Get Started Today
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Rental property loans

Our long-term financing for rental properties is designed to help real estate investors reap the benefits of property appreciation and rental income. Available for single-family, PUDs, and 2-4 units. 

DSCR Rental Loan Rates + Terms
Rates as low as 6.625%†
Up to 80% LTV (loan-to-value)
No prepayment penalty after year 3
5/1 + 7/1 ARMs fully amortizing
30-yearfixed rates
Interest-only options
Ask About our Cash-Out Refinance Options
Get Started Today

What is hard money?

A hard money loan is a loan that's acquired through a 'hard asset,' in this case, real estate. Instead of focusing on your personal income or employment history, hard money lenders like Kiavi look to your property's after-repair value (ARV)—the property's value after rehab is complete— to estimate the property's worth. 

When you apply for a hard money loan with Kiavi, you aren't required to dig up your tax returns or W-2s as you would with a traditional bank. This makes hard money an excellent option if you're looking to skip the frustration of slow human decisions and tedious, paper-based processes. Instead of taking months to close, you could possibly fund your new fix and flip or rental project in weeks! 

 

How Kiavi makes hard money easy

Whether financing your next fix and flip or scaling your rental portfolio, our online dashboard puts everything at your fingertips so you can quickly and easily apply, access the status of your application and monitor your loans. 

Discover why real estate investment professionals all over the country have relied on us for over $7.5 billion in loans, spanning more than 46,000 projects. We look forward to making it easy for you to enjoy even greater success.

Kiavi gives me the confidence to not only access reliable capital to close more deals, but provides a fast platform and industry support that helps my company scale.
Marcel Bonee
Southern CA based real estate investor
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Competitive rates

Maximize your returns with robust capital, high leverage and competitive rates with a variety of loan options

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Fast and easy process

Don't worry about searching for paystubs and old W-2s. Our platform eliminates these time-consuming, manual tasks

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Dedicated support

Grow your business with support from our industry-leading team every step of the way from submit to closing