Not all hard money lenders are equal

As one of the largest lenders for real estate investors, Kiavi provides fast and reliable capital without the typical hassles. Take advantage of today's low rates and experience the easier way to access funding on your next property. 

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Competitive rates

Maximize your returns with robust capital, high leverage, competitive rates and a variety of loan options

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Online processes

Our platform eliminates manual tasks to help you quickly get approved, track your loan, and speed up the closing process

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Dedicated support

Grow your business with support from our industry-leading team every step of the way from submit to closing

Speed to close. Power to scale.

In real estate, timing is everything. Once you’ve found a property, you’ll need to access quick and reliable capital to close the deal. Kiavi is one of the largest technology-powered lenders for real estate investors and provides flexible bridge and rental loan options. With our data and innovative financing programs, we empower you to make informed decisions, close deals faster, and realize the full potential of your real estate investment strategies.

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Fix and Flip / Bridge loans

Our short-term financing options for purchasing or refinancing investment properties feature competitive rates with a variety of terms and options.

Fix-and-Flip Rates + Terms
Rates as low as 7.75%*
Loans from $100K to $3MM
Up to 95% of purchase price
Up to 80% of after-repair value
12, 18 + 24 month terms w/ interest-only options
100% of rehab cost
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Rental loans

Our long-term financing for rental properties is designed to help real estate investors reap the benefits of property appreciation and rental income.

DSCR Rental Loan Rates + Terms
Rates as low as 6.75%
Up to 80% LTV (loan-to-value)
No prepayment penalty after year 3
5/1 + 7/1 ARMs fully amortizing
30-yearfixed rates
Interest-only options
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$16+ billion

in loans funded—helping thousands of real estate investors achieve success

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65,000+

bridge and rental loans originated for our customers across the county

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32 states + DC

served with Kiavi's simpler, more reliable, and faster way to access capital

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Bringing lending for real estate investors into the digital age

Traditional lenders rely on human decision-makers and paper-based processes. At Kiavi, our modern tech platform automates time-consuming manual steps, provides quick approvals, and offers transparency throughout the entire process.

Imagine being able to skip spending hours submitting complex applications and babysitting the steps to close. It’s easy to apply online (takes less than 10 minutes), and you can then generate your own personalized pre-qualification document. 

Learn more about growing your real estate investing business

Attend a live Q&A

Learn more about our loan processes and terms with a Kiavi representative

Get smarter about BRRRR

Create passive income without a significant initial outflow of capital

Take a strategic financing approach

Discover differing factors in financing the various investment strategies

Read about the latest trends

Get empowered with industry insights, how-tos, investor tips, and more

Interested or have a question? Let Kiavi reach out to you.