Streamline 5+ properties into one loan with ease

Partner with trusted experts to craft a rental portfolio loan as unique as your investment strategy. Save time, money, and headaches - so you can focus on scaling your portfolio with confidence.

Rental portfolio loans built for investors

Once you’ve acquired 5+ rental properties, it’s time to manage them as a portfolio—not as individual units. Consolidating with a single rental property loan unlocks significant advantages across operations, cost, and long-term scalability.

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Peace of Mind

Create more separation between your personal life and your business with features like limited recourse and carve out guarantees

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Cost savings

With economies of scale across your portfolio, we’ll work with you to craft a loan with tangible cost savings when compared to your individual rental properties

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Operational efficiencies

With one monthly payment for all of your rental properties - underpinned by Kiavi’s simple process - you can free up time and cash to focus on growing your business

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Flexible loan options

With various loan term lengths (plus extension options), flexible prepayment options, and more, we’ll partner with you to craft a loan that works for your business

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Easy loan processes

No need for capital expenditure reserves, extra documents like bank statements, or a cumbersome underwriting process - saving you headaches and time

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Competitive rates

Competitive rates and favorable terms based on your portfolio make up and FICO score. And the terms only get better as your portfolio grows

Rental Portfolio Loan Rates + Terms
Rates as low as 6.75%
Up to 80%LTV (loan-to-value)
10 and 30year options
Loans starting at $500k
Rate + term or Cash-outoptions
Interest-only options
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The more properties, the larger your savings with rental portfolio loans

When it comes to real estate investing, there is no such thing as one-size-fits-all. That’s why we’ll partner with you to create a loan uniquely tailored to your portfolio. This means customizing a loan for your thriving portfolio with lower fees, points, and even quicker closings. Our team of seasoned experts specializes in rental property loans and strategic property investment financing, helping you explore your options and build long-term success with confidence.

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Competitive rates and terms tailored to your rental portfolio

Kiavi’s Rental Portfolio Loans consolidate your properties under one umbrella, offering a low monthly payment to simplify and make managing your growing rental business more cost-effective.

Whether you're consolidating existing rental property loans or financing new acquisitions, Kiavi’s solutions scale with your portfolio.

We’ve closed a number of Rental Portfolio Loans with Kiavi and love how fast, simple, and smooth the process is. It’s clear that Kiavi truly values its customers because they’re so flexible and collaborative when working with us on a Portfolio loan. I’ve worked with many lenders, and Kiavi really is the best - and they keep getting better!
Lexi B., Nevada-based real estate investor
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$23+ billion

of loans funded

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85,000+

projects funded

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45 states + DC

where we lend