Build up with new construction financing

Elevate your real estate investment strategy with Kiavi's new construction loans, designed for developers seeking innovative construction financing. Access infill real estate development loans through a simple, streamlined lending process and competitively priced capital.

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Easy

No need to secure time-consuming permits before closing.* Plus, streamlined processes like quick draws make new construction loans faster and easier—saving you time and hassle.

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Competitive

Competitive rates and terms with low origination fees. No surprises like hidden rate adjustments, and appraisals are not required for closing.

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Flexible

Flexible options like single or dual closes and build-to-sell or build-to-rent exit strategies. Reliable capital with consistent processes.

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Plan-ready new construction loans

Kiavi’s new construction loans allow you to free up your own capital by leveraging ours to acquire and build your next investment. Experience the ease of Kiavi’s new construction financing process, designed specifically with real estate developers in mind. From a streamlined application to developer-friendly terms—like no permits required for funding, a quick draws process, and in-house servicing—you’ll benefit from a fast, easy path to financing with our infill real estate development loans.

New Construction / Infill Loan Rates + Terms
Rates as low as 9.45%
Loans from $150K to $3MM
Up to 85% of total costs** (purchase price + construction costs)
Up to 70%of ARV (after-repair-value)
24-month termswith 3 or 6 month extension options
Up to 100% of rehab cost

Fund new purchases or restore your cash position

Kiavi’s new construction loans support two types of transactions on investment properties, including single-family residences, 2-4 plexes, and PUDs:

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New purchase

Kiavi can provide the funds to purchase the property plus the building costs—and can close quickly, allowing you to compete against cash buyers.

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Refinance

Use your own cash to purchase a property and restore your original cash position within 6 months of the purchase.

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The quick and easy way to finance your new build projects

Kiavi offers a faster closing experience than traditional banks, providing you with a competitive edge in the market. Forget searching for pay stubs and old W-2s - we do not verify your income or employment. On top of that, our streamlined new construction financing platform eliminates time-consuming tasks, helping you close quickly and compete with cash buyers. Instead of waiting on an appraisal, our tech platform underwrites the deal—so you can secure real estate development loans and get to the closing table faster.

Kiavi was so easy to deal with from the beginning to the end. The communication was wonderful, and we really felt like they were a true partner during the entire process[...]. The terms and rates were better than a lot of lenders we had contacted. Can't wait until our next deal with them!
Matthew R. | Kiavi Customer
Google Review
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$23+ billion

of loans funded

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85,000+

projects funded

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45 states + DC

where we lend

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